DH Wealth Management Pte Ltd (DHWM)

MAS CMS License No. CMS101242

Last Updated: July 2026

1. Introduction

DH Wealth Management Pte Ltd (“DHWM”, “we”, “us”, “our”) is a licensed fund management firm regulated by the Monetary Authority of Singapore (MAS). We are committed to protecting your privacy and managing your personal data in compliance with Singapore’s Personal Data Protection Act 2012 (PDPA) and other applicable laws.

This Data Privacy Policy explains how we collect, use, disclose, and protect your personal data. It supplements our Cookie Policy and applies to all individuals who interact with us, including accredited investors, institutional investors, and visitors to our website [https://dhwm.com.sg][citation:1].

2. Personal Data We Collect

“Personal Data” refers to any information that can identify an individual, either on its own or when combined with other information. Depending on your interaction with us, we may collect:

Contact Information: Name, email address, phone number, and mailing address.

Identification Information: Nationality, date of birth, and identification numbers (e.g., NRIC, passport details) as required for regulatory compliance.

Financial Information: Information relevant to providing our fund management services, such as investment experience, financial situation, and source of wealth.

Technical Information: Data collected via cookies and similar tracking technologies when you visit our website (as detailed in our Cookie Policy).

Correspondence: Any information you provide when you contact us via email, phone, or through our website forms.

We do not knowingly collect data from minors or retail non-accredited investors.

3. How We Collect Your Personal Data

We collect your personal data when you:

Enquire about our fund management services or request information.

Register as an accredited investor or engage our services.

Communicate with us via email, phone, or our website.

Participate in events, webinars, or surveys we may conduct.

Visit our website, where we may use cookies to collect usage data (as outlined in our Cookie Policy).

4. Purposes for Collection, Use, and Disclosure

We collect, use, and disclose your personal data for the following purposes:

Providing Services: To manage and administer your investment portfolio, process transactions, and provide the fund management services you have requested.

Regulatory Compliance: To comply with MAS regulations, including anti-money laundering (AML) and counter-terrorism financing (CTF) requirements, know-your-client (KYC) checks, and other legal obligations.

Communication: To respond to your inquiries, send you administrative information, and provide service updates.

Marketing (with consent): To send you information about our services, investment opportunities, and events that may be of interest to you, but only if you have provided your consent.

Internal Operations: For internal administrative, operational, audit, and record-keeping purposes.

5. Disclosure and/or sharing of Personal Data

To fulfil the purposes stated above, we may disclose your personal data to the following third parties, whether located in Singapore or abroad:

Service Providers: Third-party vendors who provide services on our behalf, such as fund administrators, IT service providers, cloud storage providers, and legal or accounting firms.

Financial Counterparties: Banks and other financial institutions for the execution of trades or management of assets.

Regulatory Authorities: Government agencies, regulators (e.g., MAS), and law enforcement bodies, as required by law or regulation.

Professional Advisers: External lawyers, auditors, and consultants.

Where we disclose personal data to third-party service providers, we will ensure they are contractually bound to protect your data in accordance with the PDPA and maintain comparable security standards.

6. Your Rights and Choices

Under the PDPA, you have the following rights regarding your personal data:

Access: You may request access to your personal data in our possession and inquire about how it has been used or disclosed over the past year. A reasonable administrative fee may be charged for this service.

Correction: You may request to correct any inaccurate or incomplete personal data we hold about you.

Withdrawal of Consent: You may withdraw your consent for the collection, use, or disclosure of your personal data at any time. However, please note that withdrawing consent may affect our ability to continue providing our services to you. For marketing communications, you may unsubscribe at any time.

Retention: We will retain your personal data only as long as necessary to fulfil the purposes for which it was collected or as required by legal or regulatory obligations. After that, your data will be securely disposed of.

To exercise any of these rights, please contact our Data Protection Officer (DPO) using the details in Section 9.

7. Data Security

We are committed to safeguarding your personal data. We implement appropriate administrative, physical, and technical security measures to protect against unauthorized access, collection, use, disclosure, copying, modification, or disposal. These measures include:

Access controls and authentication (e.g., need-to-know basis, strong passwords).

Encryption of sensitive data during transmission and storage.

Regular security reviews, patching, and anti-virus protection.

Secure disposal of personal data when it is no longer required.

While we strive to protect your information, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.

8. Data Breach Notification

In compliance with the PDPA and MAS expectations, if a data breach occurs that is likely to result in significant harm to affected individuals or is of significant scale, we will notify the Personal Data Protection Commission (PDPC) and the Monetary Authority of Singapore (MAS) as soon as practicable, and in any case, no later than three calendar days after our assessment.

9. Contact Us

If you have any questions, feedback, or complaints regarding this Data Privacy Policy, your personal data, or how we handle it, please contact our Data Protection Officer:

DH Wealth Management Pte Ltd

Attn: Data Protection Officer

Email: info@dhwm.com.sg

Registered Address: Singapore